Bookkeeping Services · Melbourne

Bookkeeping services in Melbourne, set up so the year end is not a rescue job.

Most bookkeeping problems are not caused by carelessness. They are caused by a system that only works in a quiet week. SML sets the file up properly and keeps it current, from a CPA practice in Chadstone.

Who it is for

This page is for you if

  • You are doing the books yourself at night and the backlog keeps winning.
  • Your accountant spends the first weeks of every year fixing the file before they can do anything useful with it.
  • You have software but suspect it was never set up for how your business actually trades.
  • You want to know where the money went this month, not in nine months' time.

In practice

The part that decides whether bookkeeping works

Software is not the hard part. Xero, MYOB and QuickBooks Online all do the job competently. What decides the outcome is the setup: a chart of accounts that matches how you actually make and spend money, tax codes mapped correctly, bank feeds connected to the right accounts, payroll categories built against the award that covers your staff. A file set up in an afternoon and never revisited will quietly repeat the same misclassification every month until someone reads the detail.

The second thing that decides it is rhythm. A weekly tidy-up keeps a file current; a quarterly catch-up almost never does, because the volume has grown large enough to defer again. That is why backlogs compound — not because the owner is disorganised, but because the gap between the work and the record keeps widening until the record stops being useful for decisions and becomes a compliance chore.

It is worth being clear about who does what, because the three roles get used interchangeably. A bookkeeper records and reconciles. A registered BAS agent can prepare and lodge BAS and advise on GST, PAYG withholding and super obligations — a restricted service for which registration is generally required. A registered tax agent handles income tax returns and tax planning. Many businesses end up with three different people and no one holding the whole picture. SML holds all three functions, which mostly shows up as things not falling between them.

Done properly, the point is not tidiness. It is that the numbers become usable: you can see margin by month, know what is actually owed to you, and walk into a BAS or a lending conversation with figures that hold up.

What is included

Handled together, with the records behind it.

View all services

File setup or rebuild

Chart of accounts, tax codes, bank feeds and payroll categories built around how your business actually trades.

Reconciliation

Bank, credit card and merchant accounts reconciled to statements — not just coded in the feed screen.

Accounts payable & receivable

Supplier bills captured digitally, customer invoices followed up on a cadence rather than when you remember.

Payroll & STP

Pay runs, Single Touch Payroll, PAYG withholding and super handled as one process.

Catch-up bookkeeping

Backlogs brought current in order, so the first clean BAS is built on a file you can trust.

Monthly reporting

A short pack you will actually read: what came in, what is owed, what is left to trade with.

Common questions

Asked before most people pick up the phone.

What is the difference between a bookkeeper, a BAS agent and an accountant?

A bookkeeper records and reconciles transactions. A registered BAS agent can prepare and lodge your BAS and advise on GST, PAYG withholding and super obligations — generally a restricted service requiring registration. A registered tax agent prepares income tax returns and advises on tax. SML holds the BAS and tax agent registrations and is a CPA practice.

Do I have to switch software?

Usually not. Xero, MYOB and QuickBooks Online are all workable; the setup matters far more than the brand. A switch is worth considering when the current file cannot support something you genuinely need, such as payroll complexity or inventory — not for its own sake.

How far behind is too far behind?

There is no point at which it becomes untouchable. Catch-up work is reconciled and lodged period by period in order, and the sequence matters more than the size of the backlog. The practical advice is to start before another quarter is added to it.

Can you work with my existing accountant?

Yes, and it is a common arrangement. Clean, current records are what an accountant needs to do anything useful at year end, so a tidy handover usually reduces their work rather than duplicating it.

From the Knowledge Hub

Worth reading before we talk.

Open Knowledge Hub
KS-013

Bank Reconciliation Basics

Read guide
KS-005

Business Record Keeping Basics

Read guide
KS-060

Monthly Bookkeeping Checklist

Read guide
KS-016

Accounts Payable Workflow

Read guide

Based in Chadstone

Tell us the part that is actually bothering you.

We work from Waterman Chadstone, UL40, 1341 Dandenong Road, Chadstone VIC 3148, and with businesses across Chadstone, Malvern East, Oakleigh, Clayton, Glen Waverley and Box Hill — in person, by video or by phone.

SML Bookkeeping & Tax — CPA practice · Registered Tax Agent No. 26140356· Registered BAS Agent No. 25965981. General information only; please seek advice for your own circumstances.

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